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payabl. Launches Click To Pay With Visa To Help Merchants Improve Checkout Conversion And Reduce Fraud

payabl. has launched Click to Pay with Visa, a new card payment experience designed to help merchants reduce checkout friction, improve authorisation rates, and deliver a faster, more secure online payment journey.

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Click to Pay replaces manual card number entry with a token-based checkout experience. Once a customer’s card is enrolled, they can complete purchases in just a few clicks, without re-entering card details. The result is a faster checkout that mirrors the ease of contactless payments in-store, while maintaining strong security standards.

For merchants, the impact is measurable. According to Visa, Click to Pay can deliver up to a 11% uplift in authorisation rates compared to manual card entry, alongside significant fraud reduction through network tokenisation. Faster checkout also helps reduce cart abandonment, particularly on mobile, where typing card details remains a major source of friction.

“With online checkout, every extra step costs conversion,” said Breno Oliveira, Chief Product Officer at payabl. “Visa Click to Pay removes one of the biggest points of friction at the moment of purchase. It helps merchants approve more legitimate transactions, reduce fraud exposure, and give customers the experience they already expect.” 

Visa Click to Pay is available through payabl. checkout, enabling merchants to activate the service without additional integration complexity. The solution works across devices and supports existing security flows, including 3D Secure where required.

“Consumers have come to expect a highly personalised, intuitive, and seamless payment experience, whether they’re buying a coffee, shopping online, or applying for a loan. Visa Click to Pay aims to meet these expectations by removing the need to manually enter card details, thus enhancing both security and the consumer experience in online card payments. With the support of network tokens, Visa Click to Pay enabled a more secure and smoother transaction process, available in many countries around the world. According to European VisaNet data, Visa Click to Pay may allow a 4.5% uplift in merchant sales, meaning a possible annual increase of €51 bn in SMB eCommerce sales in the UK and EU,” said Michael Ioannides, Country Manager, Visa Cyprus.

The launch forms part of payabl.’s broader focus on checkout optimisation, helping merchants improve conversion, approvals, and payment reliability at scale. Click to Pay with Visa is now live for eligible merchants across Europe. 

Checkout expectations are rising across Europe 

Insights from payabl.’s State of European Checkouts report underline why frictionless checkout experiences are becoming a commercial priority. The research found that consumers cite speed (46%), convenience (44%), and security (41%) as the top reasons for choosing a payment method. More than half of consumers (53%) are open to switching to newer payment methods and nearly half (48%) are open to one-click checkouts, provided the solution is backed by a trusted brand such as Visa.

“Checkout is no longer just the final step of a transaction,” said Oliveira. “It is a critical part of the overall customer experience. Our research shows that 43% of European consumers will not return to a site after a poor checkout experience. For merchants across the UK and Europe, that translates directly into lost customers and lost revenue.”

The launch forms part of payabl.’s broader focus on checkout optimisation, helping merchants improve conversion, approvals, and payment reliability at scale. Click to Pay with Visa is now live for eligible merchants across Europe.

EU Opens €399M Postdoctoral Fellowship Call For 2026

Overview Of A Historic Funding Initiative

The European Commission has announced the 2026 call for Marie Skłodowska-Curie Actions Postdoctoral Fellowships, allocating €399.05 million to support researchers across Europe and internationally. Designed for PhD graduates, the programme enables participation in advanced research projects abroad, strengthening expertise across disciplines while encouraging cross-sector mobility and collaboration.

Advancing Research Excellence

Selected fellows will work alongside leading scientific teams, contributing to knowledge exchange and reinforcing Europe’s position in global research and innovation. Over the past three decades, more than 150,000 researchers have benefited from the programme, including 23 Nobel laureates. Continued investment reflects its role in supporting long-term career development and strengthening research capacity.

Key Dates And Strategic Context

Applications open on April 16, 2026 and close on September 9, 2026. Within the broader Horizon Europe 2021–2027 framework, funding for Marie Skłodowska-Curie Actions exceeds €1.25 billion, highlighting sustained commitment to research, innovation, and scientific mobility across the EU.

A Legacy Of Impact And Future Commitments

This year’s call coincides with the 30th anniversary of the programme, marked under the theme “30 Years of Curiosity That Changes the World.” Planned activities will highlight milestones, research outcomes, and personal stories from participants. Contributions from the global Marie Skłodowska-Curie community will include figures such as Hélène Langevin-Joliot, reflecting the programme’s long-standing scientific legacy.

Expanding Opportunities For Researchers

Alongside postdoctoral fellowships, additional funding streams are being rolled out to support different stages of research careers. MSCA Doctoral Networks will run from May 28 to November 24, 2026, with a budget of €593.03 million, focusing on the recruitment and training of doctoral candidates through joint and industrial programmes.

MSCA Choose Europe for Science, scheduled from December 8, 2026, to April 6, 2027, with €51.25 million in funding, aims to improve career conditions and address challenges such as job precarity and talent outflows.

Supporting Collaborative Research And Training

Previously launched initiatives continue to expand programme reach and collaboration. MSCA Staff Exchanges, carrying a budget of €97.92 million, remain open until April 16, 2026 and support international, inter-sectoral, and interdisciplinary cooperation. MSCA COFUND has allocated €105.46 million to strengthen doctoral and postdoctoral training programmes and attract high-skilled researchers.

A Pivotal Initiative In European Research

Marie Skłodowska-Curie Actions continue to serve as a central mechanism for research training and academic mobility within the European Union. Focus remains on attracting global talent, strengthening collaboration between academia and industry, and advancing a more integrated and competitive European Research Area.

Limassol Seeks Strategic Growth As A Year-Round Tourism Destination

Overview Of Limassol’s Tourism Transformation

Andreas Tsouloftas, President of the Limassol Regional Tourism Board (Etap), highlighted the need for targeted measures to support tourism and strengthen local economic activity. Recent meetings with hoteliers and industry stakeholders confirmed tourism’s central role in Limassol’s development strategy, particularly as the sector adjusts to changing demand patterns.

Collaborative Efforts And Strategic Restructuring

Coordination between state institutions, local authorities, and private stakeholders is being intensified to improve Limassol’s competitive position. Ongoing restructuring across Cyprus’ tourism sector places additional importance on extending the season beyond peak summer months. Limassol is expected to play a key role in this transition by diversifying its offering and attracting visitors throughout the year.

Innovative Initiatives And Infrastructure Enhancements

Planned projects focus on improving visitor experience while highlighting local identity. Initiatives include the development of thematic routes, scenic viewpoints in rural areas, and designated photo locations in wine-producing regions, including Commandaria villages. Urban upgrades are also underway, with targeted aesthetic interventions such as curated graffiti projects in Agros and Agios Konstantinos.

Embracing Digital Transformation And Sustainable Tourism

Digital tools are being introduced to improve accessibility and visitor engagement. A new tourism website featuring an AI-powered chatbot is expected to provide real-time information, while QR codes at key locations will offer additional context for visitors. Investment is also being directed toward niche segments such as diving tourism. Sustainability remains part of the strategy, with plans for an ecological route aimed at promoting environmentally focused travel.

A Vision For Year-Round Economic Growth

Current initiatives are aimed at positioning Limassol as a year-round destination supported by diversified tourism products and improved infrastructure. Focus remains on coordinated execution across sectors to ensure long-term economic impact and resilience within the tourism industry.

Google Brings Split-Screen AI Search To Chrome

Innovative Web Exploration

Google has introduced an update to its Chrome desktop experience, expanding AI Mode with a split-screen interface that combines web browsing and conversational search. This upgrade allows users to keep a web page open alongside an AI panel, making it possible to explore content while asking follow-up questions in real time. Context is preserved throughout the session, reducing the need to restart searches or switch between multiple tabs.

Enhanced Engagement Through Contextual Search

A dual-pane interface supports more continuous interaction with information. Users can compare details, уточнювати запити, and retrieve additional insights without interrupting their workflow. Early feedback from testers highlights improved concentration during research tasks. Instead of navigating back and forth between pages, users can remain within a single view while refining their queries and exploring deeper layers of information.

Practical Applications Across Industries

Practical use cases extend across everyday and professional scenarios. When evaluating products such as a coffee maker, users can describe their needs in AI Mode and receive tailored recommendations. Selected products can then be viewed alongside the AI panel, enabling follow-up questions about features, usability, or maintenance. Academic use cases are also emerging. Students preparing for exams can combine insights from multiple sources, including open tabs, notes, and supplementary materials. This setup allows for more structured learning, as questions can evolve alongside the content being reviewed.

Streamlined Multi-Tab Integration

An additional feature introduces the ability to include multiple Chrome tabs within a single search context. Through a “plus” menu available from the New Tab page or directly within AI Mode, users can combine tabs, images, and files into one query. This expanded input enables more context-aware responses, particularly in scenarios that require comparing sources or synthesizing information from different formats.

Global Rollout And Future Prospects

Initial rollout is taking place in the United States, with broader expansion expected in future updates. This development reflects a wider shift in how users interact with the web, where browsing and search are increasingly merged into a unified experience supported by AI.

AI Visionary Cristóbal Valenzuela Advocates A New Era In Film Production Strategy

Reimagining Film Investment

Cristóbal Valenzuela, co-founder and CEO of Runway, proposed a shift in how film budgets are allocated during remarks at Semafor World Economy. Instead of investing $100 million into a single 90-minute film, he suggested distributing the same budget across 50 projects to increase output and improve the chances of producing a commercially successful title.

Transforming The Economics Of Creativity

The proposal reframes film production as a portfolio strategy rather than a single high-risk investment. Valenzuela argued that increasing the number of projects raises the probability of success, particularly as artificial intelligence reduces production costs and shortens timelines. This approach challenges traditional studio models built around a limited number of large-scale releases.

Lowering Production Costs And Broadening Access

AI tools are already reshaping production workflows across scripting, planning, and visual effects. Valenzuela pointed to projects such as Bitcoin: Killing Satoshi, where estimated costs were reduced from $300 million to $70 million, according to TheWrap. Studios, including Amazon and Sony Pictures, along with filmmakers such as James Cameron, are exploring similar efficiencies. Lower production costs also lower barriers to entry, enabling a wider range of creators to participate in film production.

Scaling Creativity Through Volume

The strategy relies on volume rather than selectivity. Producing more content increases the likelihood that a small number of projects will achieve significant commercial impact. Valenzuela compared this approach to publishing, where large volumes of content coexist with a limited number of bestsellers. Critics argue that higher output does not guarantee quality, but AI-driven production continues to expand the feasible scale of content creation.

A Future Defined By Accessible Storytelling

Valenzuela emphasized that broader access to production tools could reshape the industry’s talent pipeline. “The best movies are yet to be made because we haven’t heard from probably the billions of people who haven’t had access to this technology,” he said. As AI adoption expands, studios are increasingly evaluating how lower costs and higher output could redefine both production strategies and creative participation.

Canva’s AI 2.0 Ushers In A New Era Of Automated Design Workflows

AI-Powered Automation Redefining Design

AI platforms are shifting design workflows toward prompt-based execution, where users describe tasks and systems handle planning and output. This model is gaining traction among design professionals seeking faster and more predictable content production. Adoption is accelerating as automation expands beyond simple generation into structured workflows that combine creation, editing, and delivery.

Canva’s Pioneering Approach To AI-Assisted Design

Canva has introduced an updated AI assistant that generates editable designs from text prompts. The system assembles design layers automatically and provides multiple variations, allowing users to refine outputs rather than build from scratch. Focus remains on combining automation with manual control. Instead of fully replacing the design process, the tool shifts effort toward selection, adjustment, and finalization.

Competitive Landscape And Integration With Leading Platforms

Canva’s update follows similar moves across the industry. Adobe has expanded its Firefly AI assistant, while Figma has introduced agent-based features for design workflows. Cliff Obrecht, co-founder and COO of Canva, noted that while AI can streamline production, editing, collaboration, and publishing remain central to platform value. Differentiation increasingly depends on how well tools integrate these stages rather than on generation alone.

Expanding Capabilities And Enterprise Growth

Integration with platforms such as Slack, Gmail, Google Drive, Calendar, and Zoom allows Canva’s AI to use contextual data from messages, files, and schedules. A built-in research function further supports task execution. New features include task scheduling for repeatable workflows and expanded functionality in the AI code generator, which now supports HTML imports and spreadsheet creation from prompts. Performance improvements are also reflected in model efficiency. The Lucid Origin image model operates five times faster and at lower cost, while the 12V image-to-video model delivers sevenfold speed gains.

Looking Ahead

Canva AI 2.0 is currently in research preview, with broader rollout expected in the coming weeks. Enterprise adoption continues to grow, with a reported 100% year-on-year expansion and a valuation of $42 billion, according to PitchBook. These indicators suggest continued focus on scaling AI-driven workflows across both individual and enterprise use cases.

Anthropic Launches Claude Opus 4.7 With Cyber Limits

Introduction

Anthropic, a leader in responsible artificial intelligence, has announced its latest AI model, Claude Opus 4.7. The new model represents a strategic enhancement in software engineering tasks and real-world application efficacy, while intentionally constraining certain cybersecurity functions to ensure tighter control over its deployment.

Enhanced Capabilities And Focused Functionality

Claude Opus 4.7 is designed to improve instruction-following, execution of complex tasks, and performance in software development scenarios. Compared to Claude Mythos Preview, which is being tested under Project Glasswing with stronger cybersecurity capabilities, Opus 4.7 is less specialized in that area but remains the most advanced model currently available to a broader user base.

Strict Cybersecurity Measures

Built-in safeguards are designed to detect and block requests associated with restricted or high-risk cybersecurity use cases. This approach reflects a phased deployment strategy, where capabilities are introduced alongside controls. Anthropic is using real-world feedback to refine these systems before expanding access to more advanced models.

Industry Impact And Strategic Positioning

Founded in 2021, Anthropic has positioned itself around safety-focused AI development. The release of Claude Opus 4.7 aligns with ongoing industry discussions around risk management and responsible deployment. The rollout also reflects a broader shift toward balancing capability improvements with operational safeguards as models become more advanced.

Availability And Future Outlook

Claude Opus 4.7 is available across Anthropic’s Claude product suite, via API access, and through major cloud providers including Microsoft, Google, and Amazon. Pricing remains aligned with the previous version, Claude Opus 4.6, while introducing improvements in reasoning and tool-based workflows. Anthropic is also inviting security researchers to participate in a verification program to assess controlled cybersecurity use cases.

Conclusion

The release of Claude Opus 4.7 reflects an approach that combines incremental capability improvements with structured safeguards. Further development is expected to focus on expanding functionality while maintaining control over higher-risk applications.

Cyprus Emerges As A Resilient Investment Hub For Global Capital

Confident Outlook And International Appeal

Trade Minister Michael Damianos said Cyprus remains a stable and predictable destination for investment during remarks at the Great Britain Cyprus Business Association conference in Limassol. He described the presence of international participants as an indication of continued interest in Cyprus as a business and investment hub.

Foreign Direct Investment As An Economic Cornerstone

Damianos highlighted the role of foreign direct investment in supporting smaller economies, noting its contribution to economic resilience and growth. Capital inflows support productivity, strengthen competitiveness, and facilitate the transfer of technology, expertise, and operational practices across sectors.

Robust Economic Fundamentals

Economic data shows Cyprus recorded 3.8% GDP growth in 2025, exceeding the EU average. This performance is supported by relatively low inflation, near full employment, and a continued decline in public debt, which is expected to approach 50% of GDP. The country also secured an investment-grade A rating, marking its first upgrade since 2011 and reinforcing fiscal stability.

A Business Environment Built For Growth And Innovation

As a member of the European Union and the eurozone, Cyprus operates within a structured regulatory and legal framework, including elements based on English common law. Damianos pointed to a competitive tax system, ongoing digitalisation of public services, and administrative reforms aimed at reducing bureaucracy as key factors supporting business activity.

Strategic Energy Initiatives And Future Prospects

Plans to position Cyprus as a regional energy hub include investments in renewable energy, storage systems, and technologies such as green hydrogen. Projects such as the Great Sea Interconnector and natural gas exploration aim to diversify the energy mix, reduce costs over time, and strengthen energy security.

Gateway To Regional Markets And Strengthening Partnerships

Damianos highlighted Cyprus’ economic ties with the United Kingdom, describing it as a key partner across trade, investment, and tourism. He encouraged businesses to consider Cyprus both as an investment destination and as a base for accessing regional markets.

Conclusion: A Future Guided By Strategic Vision

Cyprus continues to position itself as an investment destination supported by fiscal stability, international partnerships, and ongoing reforms. These developments are expected to shape its role within the regional and European economic landscape.

Christodoulides Weighs 12 Laws Ahead Of Parliament Dissolution Deadline

President Nikos Christodoulides is expected to decide early next week on 12 legislative reforms approved by Parliament, covering asset dispossession, bankruptcy procedures, and guarantor protections. With an April 21 deadline approaching, he must choose whether to sign the laws, return them for revision, or refer specific provisions to the Supreme Court.

Decisive Deadline Ahead Of Elections

Parliament is set to dissolve on April 23 ahead of elections scheduled for May 24, placing additional urgency on the decision-making process. Timing is critical, as the President’s choices will determine how key financial and legal frameworks evolve during a sensitive political period.

Mixed Reactions To Legislative Proposals

A mixed approach is expected. Some provisions are likely to be returned to Parliament due to practical or political concerns. Other measures, particularly those raising constitutional or EU law questions, may be referred to the Supreme Court for review.

Enhanced Debt Confirmation And Financial Oversight

Two draft laws focus on strengthening the role of the Financial Ombudsman in debt confirmation. Proposed changes include expanded restructuring options and binding decisions on complaints involving amounts up to €20,000. Borrowers would gain clearer pathways to verify and challenge outstanding debts under revised procedures.

Constitutional Concerns And Practical Implications

Concerns have been raised by the Ministry of Finance regarding overlapping provisions and potential conflicts with constitutional principles, including freedom of contract and separation of powers. Legal reviews have been completed, and the Presidential Legal Office is now assessing the proposals. The Attorney General is also expected to guide the next steps.

Judicial Workload And Retroactive Legislation

Questions remain about the judiciary’s capacity to handle an increased caseload. Some proposals would allow district judges to resolve financial disputes within 12 months, with a possible one-year extension. Another contentious provision restricts banks from charging additional interest once the total debt reaches double the original amount. This measure may apply retroactively, raising concerns about compatibility with existing contracts and EU law.

Legislative Remissions And Broader Regulatory Impact

Five laws related to asset dispossession are set to be reviewed again during an upcoming parliamentary session. The broader package also includes provisions addressing abusive contractual terms, though uncertainty remains around retroactive enforcement and legal alignment. A separate proposal on compensation for surplus electricity from photovoltaic systems is also under review due to its fiscal and constitutional implications.

President Christodoulides’ decisions will shape the balance between immediate financial reforms and longer-term legal and institutional considerations.

Google Blocks 8.3 Billion Ads While Reducing Account Suspensions

Record-Breaking Enforcement In A Complex Digital Ecosystem

Google reported blocking 8.3 billion ads globally in 2025, up from 5.1 billion the previous year. Despite this increase, advertiser account suspensions declined, indicating a shift in enforcement strategy. Rather than applying broad penalties, the company is increasingly focusing on identifying and removing individual policy-violating ads within a complex and fast-evolving digital ecosystem.

Cutting-Edge AI Solutions Enhancing Policy Enforcement

Advances in artificial intelligence, particularly through Google’s Gemini models, are central to this shift. These systems enable more precise detection of policy violations at scale. More than 99% of violating ads are now intercepted before reaching users. This improved accuracy allows Google to act earlier in the process, reducing the need for widespread account suspensions while maintaining enforcement effectiveness.

Targeted Measures Against Sophisticated Threats

According to Google’s 2025 Ads Safety Report, generative AI is increasingly being used by fraud actors to produce deceptive content at scale. Detection systems analyze patterns across campaigns and identify risks at the creative level. This allows enforcement actions to focus on specific ads rather than entire accounts. Keerat Sharma, Vice President and General Manager of Ads Privacy and Safety at Google, said this approach has reduced incorrect suspensions by 80% year-on-year.

Global Impact And Strategic Implications

Among enforcement actions, 602 million ads and 4 million advertiser accounts were linked to scam-related activity. In the United States, more than 1.7 billion ads were removed and 3.3 million accounts suspended in 2025, covering violations such as misrepresentation, ad network abuse, and inappropriate content. India, Google’s largest user market, recorded 483.7 million blocked ads, nearly double the previous year, while account suspensions declined, reflecting more targeted enforcement.

Adaptive Strategies For A Dynamic Threat Landscape

Verification processes continue to play a key role in limiting fraudulent account creation. By strengthening onboarding controls, Google aims to prevent abuse before ads are even published. At the same time, enforcement is increasingly focused on blocking individual problematic ads rather than penalizing entire advertiser accounts. This layered approach allows for faster response times and more precise interventions.

Overall, Google’s integration of AI into ad safety systems reflects a broader transition toward precision-based enforcement, as digital advertising platforms adapt to more complex and scalable threats.

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