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Visa Invests In Replit To Pioneer Agentic Payment Systems

Strategic Investment Fuels AI Innovation

Visa has made an undisclosed investment in Replit as the companies explore ways to integrate payment capabilities directly into AI-assisted software development workflows. The partnership reflects growing interest in enabling AI systems and developers to initiate and manage transactions without leaving development environments.

Enterprise Adoption And Advanced Integration

More than 1,000 Visa employees already use Replit for software development and prototyping, highlighting the platform’s growing adoption within large organizations. As part of the collaboration, the companies are evaluating how Replit users could access Visa Intelligent Commerce, an AI-powered payments platform, alongside Visa’s Trusted Agent Protocol, which is designed to verify AI agents and facilitate secure transactions. The initiative could enable AI systems to interact with payment infrastructure while providing additional safeguards around identity verification and transaction intent.

Pioneering The Future Of Agentic Payments

The investment aligns with a broader industry shift toward agentic commerce, where AI agents perform tasks and execute transactions on behalf of users. Technology and financial services companies are increasingly developing infrastructure that allows AI systems to complete purchases, process payments, and automate workflows with limited human intervention. Competition in the sector is intensifying as companies seek to establish standards for secure AI-driven commerce.

Enterprise Growth And Market Validation

Replit’s CEO, Amjad Masad, has underlined the platform’s robust enterprise traction and low churn rates, noting that customer retention often exceeds 300% net retention in some cases. Masad emphasized that enterprises rarely migrate from Replit once they experience the comprehensive benefits of its integrated stack and single-tenant environments, underscoring the platform’s long-term value.

Elevating Enterprise Access

In tandem with its growing market presence, Replit is launching a self-serve enterprise access program that empowers organizations to secure contracts up to $200,000 without an intermediary. This initiative offers top-tier compliance and controls, including single sign-on (SSO), audit logs, and advanced permissions, thereby reinforcing Replit’s commitment to secure, scalable, and efficient software development.

Eurobank Launches First UPI Cross-Border Payment From Greece To India

Eurobank has launched its first cross-border payment from Greece to India through the Unified Payments Interface (UPI), marking a new step in the bank’s international expansion and its strategy to strengthen financial ties between Europe and India.

The transaction, completed in cooperation with NPCI International, follows the launch of Eurobank’s new payment service. The inaugural payment was made in the presence of India’s Commerce and Industry Minister Piyush Goyal, Eurobank Chief Executive Fokion Karavias and senior executives from NPCI International.

A Strategic Bet On India’s Digital Payments Ecosystem

According to Eleftherios Vlachogiannis, Eurobank’s head of transaction banking, the service currently supports outgoing payments by Indian citizens living in Greece to recipients in India, representing the first phase of a broader collaboration with NPCI International.

UPI is operated by NPCI International. By integrating the system into its e-banking platform and mobile app, Eurobank enables customers to make real-time transfers.

“The most important aspect is the philosophy behind the initiative,” Vlachogiannis said. “Instead of creating another closed payment system, we are integrating mature and internationally recognised payment ecosystems into the bank’s services so customers enjoy a simple, secure and modern transaction experience.”

He added: “Innovation creates value when it delivers a genuine benefit for the customer.”

Building A Financial Bridge Between Europe And India

The UPI launch follows Eurobank’s opening of a representative office in Mumbai, making it the first Greek and Cypriot bank with a physical presence in India. The bank has also expanded its presence through the India-Greece-Cyprus Business and Investment Council, a technology centre in Pune and partnerships with Indian institutions.

Vlachogiannis said India’s economic growth and closer ties with the European Union support the bank’s long-term strategy. He also pointed to progress in negotiations on the EU-India Free Trade Agreement.

Mumbai Office Serves As A Regional Business Hub

Eurobank’s Mumbai office supports businesses seeking to establish operations between India, Greece, Cyprus and the wider European market. It provides access to banking services, business networks and market support.

For Greek companies expanding into India, the bank offers international payments, foreign exchange management, trade finance and supply chain finance. Indian businesses investing in Greece, Cyprus or elsewhere in the European Union can also access financing and corporate banking services through Eurobank.

Aiming To Strengthen The India-Europe Corridor

Looking ahead, Eurobank said it will continue investing in technology, international payments, trade finance and partnerships with Indian organisations.

“Our ambition is to act not only as a banking services provider but also as a strategic partner for businesses and investors seeking to benefit from the opportunities created by this dynamic market,” Vlachogiannis said.

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