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National Bank Of Greece Declares €200 Million Interim Dividend Amid Strong Growth

by THEFUTURE.TEAM

November 12, 2025

Robust Dividend Announcement

The National Bank of Greece (NBG) has confirmed the distribution of an interim dividend for the 2025 financial year. Following meetings of its Board of Directors on September 18 and October 22, 2025, the bank will disburse a total gross cash dividend of €200 million, equating to €0.2186 per share. After adjustments for shares held by the bank, the final gross dividend is set at €0.2210 per share.

Tax Implications And Key Dates

A 5% withholding tax will apply, resulting in a net dividend of €0.2100 per share for eligible shareholders, in accordance with Article 64 of Law 4172/2013, except where specific provisions under Articles 46, 48, and 63 alter the outcome. The ex-dividend date is scheduled for Monday, November 10, 2025, with shareholders needing to be registered in the Dematerialised Securities System (DSS) managed by Hellenic Central Securities Depository S.A. (ATHEXCSD) by Tuesday, November 11, 2025. Dividend payments will be processed on Friday, November 14, 2025, through NBG’s designated paying bank via participant banks and brokerage firms, as stipulated by ATHEXCSD regulations.

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Impressive Financial Performance

NBG’s first nine months of 2025 have underscored its robust performance. The bank reported net profits of approximately €1 billion, with earnings per share meeting the annual target at €1.40. Furthermore, the return on tangible equity (RoTE) was recorded at 15.6% on a normalized basis, while the reported figure hit 16.1%, comfortably surpassing the year-end goal of over 15%.

Solid Capital Foundation And Expanding Credit Portfolio

The bank has maintained a strong capital position, with a Common Equity Tier 1 (CET1) ratio of 19.0%—well above its 2025 target of 18%—and a total capital adequacy ratio of 21.8%. This solid base supports its strategic flexibility, including a planned total dividend payout of 60% of 2025 profits alongside the €200 million interim dividend. Additionally, credit growth has been notable with performing loans increasing by 12% year-on-year to €34.7 billion, alongside a non-performing exposure ratio of 2.5% and coverage at 101%.

Strategic Digital And Customer Initiatives

NBG continues its robust digital transformation efforts. Its migration to a new Core Banking System, scheduled for completion in the first quarter of 2026, and the launch of its AI-powered digital assistant, “Sophia,” are expected to further enhance operational efficiency and customer service. Digital engagement remains strong with over 4.4 million subscribers to its online channels, complemented by significant increases in both deposits and funds under management.

Commitment To Sustainability And Social Responsibility

The bank is also dedicated to sustainability and social impact initiatives. It is actively financing projects that aid Greece’s green transition and supports societal causes such as upgrading public school infrastructure through the “Marietta Giannakou” programme, along with providing aid to the National Emergency Aid Centre (EKAB) and communities affected by disasters in Chios.

Future Outlook And Leadership Commentary

Chief Executive Officer Pavlos Mylonas remarked, “The Greek economy has shown remarkable resilience amid global pressures, with robust domestic investment and record tourism projections underscoring our growth potential.” Mylonas highlighted that favourable labour market conditions, coupled with supportive fiscal and monetary policies, fortify Greece’s economic outlook. He also noted that the bank’s strong capital position and steady dividend commitment ensure enhanced shareholder value and support for strategic investments.

Conclusion

NBG’s interim dividend announcement and impressive financial metrics reflect its strategic positioning for continued growth. With a clear focus on digital innovation, sustainable investments, and maintaining a robust capital structure, the bank remains well-equipped to navigate the evolving economic landscape while delivering value to its shareholders and supporting Greece’s broader economic development.

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Anthropic Launches Claude Fable 5 With New AI Safety Controls

New Model Sets The Bar For AI Safety And Efficiency

Anthropic has launched Claude Fable 5, the latest public version of its Mythos model, expanding access to a system designed for software engineering, knowledge work and computer vision tasks. The company said high-risk requests involving areas such as cybersecurity, biology, chemistry and AI model distillation will be redirected to Claude Opus 4.8, which has been configured with additional safeguards.

Strategic Rollout And Broader Accessibility

Mythos was initially made available to a limited group of partners in April as Anthropic evaluated potential cybersecurity risks associated with the model. Access was expanded last week to hundreds of organisations across 15 countries, primarily those operating critical infrastructure. Claude Fable 5 is now available through Anthropic’s Claude API and usage-based Enterprise plans. Early access has also been included in selected subscription tiers ahead of a broader pricing rollout scheduled for June 23.

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Advancing Safety And Industry Standards

Anthropic said the model underwent extensive safety testing before release, including bug bounty programmes and red-team exercises conducted by external organisations. According to the company, more than 1,000 hours of testing did not identify any universal jailbreak vulnerabilities.

A mandatory 30-day data retention policy will apply to all traffic processed by the model, including accounts that previously operated under zero-retention agreements. Anthropic said the measure is intended to improve monitoring and protection against emerging security threats.

Outstanding Performance And Competitive Pricing

Independent evaluations, including testing by analytics company Hex, reported strong performance in complex reasoning and analytical tasks. Companies, including Base44 and Genspark, highlighted improvements in tool use and interface design capabilities. Pricing has been set at $10 per million input tokens and $50 per million output tokens, compared with lower rates for previous models. Some enterprise customers, including Rakuten, said the model’s ability to verify aspects of its own output could help improve efficiency in tasks that require higher levels of accuracy.

Implications For The AI Market

The release comes as Anthropic prepares for a potential public market debut, and competition among leading AI developers continues to intensify. Alongside performance improvements, the company has placed significant emphasis on model safety, reflecting broader industry concerns around misuse, jailbreak attempts and the risks associated with increasingly capable AI systems.