European Parliament Approves Nearly €200 Billion Budget For 2025

by THEFUTURE.TEAM

November 28, 2024

The European Parliament has officially approved the European Union’s 2025 budget, amounting to an impressive €199.4 billion. The budget reflects a 6% increase compared to 2024, showcasing the EU’s commitment to addressing key challenges and investing in its future.

Focused Investments

The budget prioritises programmes designed to enhance citizens’ quality of life, foster competitiveness, and address pressing challenges. Over €230 million has been added to key initiatives, including:

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“Erasmus+” Programme: An additional €422 million will support education, training, youth, and sports across the EU.
“Horizon Europe” Programme: A €20 million boost for scientific research and innovation.

Support for Strategic Goals and Crisis Management

Funding is allocated to Ukraine aid and critical technology investments through the Strategic Technology Platform for Europe (STEP).
Financial provisions for Next Generation EU interest payments are included.
Additional resources are set aside for natural disaster emergency aid and humanitarian crises, both within and beyond EU borders.

This ambitious budget underscores the EU’s strategic focus on fostering innovation, supporting education, and responding to global and regional challenges. By securing substantial funding increases across critical programmes, the EU aims to ensure sustainable growth and resilience in the face of uncertainty.

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Eurobank Plans €1 Billion Investment In AI And Digital Banking By 2028

by THEFUTURE.TEAM

September 11, 2026

Eurobank plans to invest about €1 billion in technology from 2025 through 2028, its largest technology investment program to date. The Banking Forward strategy focuses on digital banking, artificial intelligence, customer experience and a “phygital” model combining digital services with face-to-face support.

Digital Banking Dominates Customer Activity

Digital channels already account for 96% of Eurobank transactions, with 61% completed through the Eurobank Mobile App. Among customers aged 35 and under, digital adoption reaches 94%.

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Customers make about 574 million annual logins across e/m-banking and more than 1 million digital transactions each day. During the first half of 2026, one in three banking products was acquired digitally.

AI Moves Into Everyday Banking

Eurobank is expanding the use of AI through tools including EVA, its digital customer assistant, and myEVA, an AI-powered voice assistant for employees. The technology is also being applied to mortgage assessments, customer feedback analysis and contractual documents.

The bank’s technology architecture is built around five areas: digital channels, customer experience orchestration, data and AI, core banking, and infrastructure and cloud. About 50% of its applications and digital channels are already cloud-based.

Investment Extends Beyond Technology

The program is intended to reshape how Eurobank operates, combining automation and AI with employee development and human support. The bank says the approach is designed to improve services while maintaining access to face-to-face banking when customers need it.

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