European Banking Authority Identifies Key Advances In AML/CFT Supervision

by THEFUTURE.TEAM

October 13, 2025

The European Banking Authority (EBA) has released a comprehensive report evaluating initiatives taken by competent authorities across the EU and EEA to mitigate money laundering and terrorist financing risks. Drawing on six years of in-depth reviews, the report not only highlights significant improvement in supervisory practices but also outlines a strategic framework for ongoing reform.

Enhanced Risk-Based Frameworks For Supervisory Excellence

Over the past six years, regulators have made notable strides in adopting risk-based approaches to AML/CFT supervision. With dedicated strategies, tailored supervisory plans, and robust manuals now in place, the sector has seen greater consistency and effectiveness. Although certain challenges have temporarily impeded reform efforts, authorities have consistently optimized the use of available supervisory tools to safeguard the integrity of financial institutions.

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Strengthened Coordination And International Cooperation

The report further details substantial enhancements in coordination between national regulators and key stakeholders, including financial intelligence units and tax authorities. Enhanced communication channels with prudential supervisors in other EU jurisdictions and third countries underscore the commitment to a harmonized approach. These improvements are critical, particularly as the regulatory landscape evolves and international collaboration becomes ever more essential in combating financial crime.

A Strategic Roadmap For The New Euro Anti-Money Laundering Authority

As the EU transitions oversight responsibilities to the new Anti-Money Laundering Authority (AMLA), the findings of the EBA report provide an up-to-date, strategic overview of AML/CFT supervision. By aligning national practices with EBA standards, the groundwork is laid for enhanced indirect supervision under AMLA. While some nations continue to work on fully implementing EBA recommendations, the progress made thus far serves as a promising indicator of the future regulatory landscape.

In sum, the EBA’s extensive review underscores the critical evolution of AML/CFT supervisory practices in the EU. This report not only marks the successful conclusion of a multiannual review project but also sets a forward-looking agenda for continued enhancement in the fight against money laundering and terrorist financing.

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Central Bank Of Cyprus Balance Sheet Reflects Strong Eurosystem Position

by THEFUTURE.TEAM

February 17, 2026

Overview Of Financial Stability

The Central Bank of Cyprus (CBC) has released its latest balance sheet, reaffirming its steadfast role within the Eurosystem. The balance sheet, featuring total assets and liabilities of €29.545 billion, underscores the institution’s stable financial posture at the close of January 2026.

Asset Allocation And Strategic Holdings

Governor Christodoulos Patsalides issued the balance sheet, which details the CBC’s asset composition under the Eurosystem framework. Notably, the bank’s gold and gold receivables amounted to €1.635 billion, providing a significant hedge and stability to its balance sheet. Additional asset categories include claims on non-euro area residents denominated in foreign currency at €1.099 billion, while claims on euro area residents in both foreign and domestic currency add further depth to its portfolio.

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The most substantial asset category, intra-Eurosystem claims, reached €19.438 billion, an indication of the CBC’s deep integration with its European counterparts. Furthermore, euro-denominated securities held by euro area residents contributed €6.587 billion. Despite a marked emphasis on these areas, lending to euro area credit institutions in monetary policy operations recorded no activity during the period.

Liability Structure And Monetary Policy Implications

On the liabilities side, banknotes in circulation contributed €3.218 billion. Liabilities to euro area credit institutions associated with monetary policy operations were notably the largest single category, totaling €17.636 billion. Supplementary liabilities included those to other euro area residents, which aggregated to €4.989 billion, with government liabilities playing a predominant role at €4.754 billion.

Other liability items, such as claims related to special drawing rights allocated by the International Monetary Fund at €494.193 million, and provisions of €596.571 million, further articulate the CBC’s exposure. Revaluation accounts stood at €1.643 billion, and overall capital and reserves were confirmed at €333.822 million, completing the picture of a well-capitalized institution.

Conclusive Insights And Strategic Alignment

The detailed breakdown illustrates the CBC’s sizeable intra-Eurosystem exposures, reinforcing its central role within Europe’s monetary landscape. With an asset-liability balance maintained at €29.545 billion, the CBC’s financial position remains robust, indicating a commitment to structural stability and strategic risk management.

This fiscal disclosure not only provides transparency into the CBC’s operations but also serves as a benchmark for comparative analysis among other central banks within the Eurosystem, highlighting the intricate balance between asset liquidity, regulatory oversight, and monetary policy imperatives.

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