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EUIPO Says Only 13% Of Firms Use IP For Financing In EU

Overview Of The Report

The European Union Intellectual Property Office (EUIPO) published a report on intellectual property-backed financing in Europe. The analysis examines how intellectual property is used as a financial asset by companies. Findings show that intellectual property remains underutilized in securing financing despite its role in innovation.

Challenges In Commercializing Intellectual Assets

Trademarks, patents, and designs form a significant share of company value in innovation-driven sectors. Limited awareness among businesses and a lack of expertise among financial institutions constrain the use of these assets. Fragmented capital markets, regulatory differences, and structural barriers further limit the use of intellectual property as collateral.

Economic And Policy Implications

Intellectual property-intensive sectors account for 48% of EU GDP and 31% of total employment. Despite this, only 13% of companies with intellectual property have used it to access financing. João Negrão, Executive Director of EUIPO, said intellectual property connects innovation to market activity and requires stronger financial frameworks. Nathalie Berger, Director at the European Commission, noted that limited use of intangible assets contributes to a widening financing gap.

Unlocking A Multibillion-Euro Opportunity

EUIPO estimates intellectual property-backed financing could mobilize between €30 billion and €120 billion annually. Over ten years, this could reach up to €580 billion. Such funding could increase EU GDP by up to 4.2%, based on the report’s projections.

Future Steps For A Competitive Financial Ecosystem

The report calls for stronger integration between intellectual property management and financing systems. Policy initiatives, including the competitiveness compass and future EU funding frameworks, are expected to support this process. Improved valuation methods and coordination between stakeholders are identified as key factors for expanding access to financing.

OpenAI Brings Unlimited Text Chats To Free ChatGPT Users

Unlimited Text Conversations Roll Out

OpenAI is removing limits on text-based conversations for all ChatGPT users, following the platform’s recent milestone of surpassing one billion weekly users.

The update introduces GPT-5.6 Luna as the default model for Free and Go users, replacing GPT-5.5.

New “Think” Button For More Complex Questions

Alongside unlimited text chats, Free and Go users will gain access to a new “Think” button, allowing them to use additional reasoning power for more complex queries.

OpenAI noted that separate usage limits will continue to apply to file uploads, image generation, voice features and other multimodal tools.

Faster Responses For Paid Subscribers

The update also brings improvements for ChatGPT Plus and Pro subscribers. They will receive access to GPT-5.6 Sol, an upgraded model designed for everyday tasks such as web research, planning, writing, decision-making and answering questions. According to OpenAI, the model delivers shorter, more robust responses.

The company noted that this version is separate from the GPT-5.6 Sol model used in Codex and Work, which remains unchanged. Plus and Pro subscribers will also receive a new thinking slider, allowing them to adjust how much reasoning the model applies before generating an answer, depending on the complexity of the task.

OpenAI Reports Fewer Errors

According to OpenAI’s internal testing, GPT-5.6 Luna produces 62% fewer factual errors than GPT-5.5 Instant, while GPT-5.6 Sol reduces factual errors by 68%.

The updated GPT-5.6 Sol model is available to Plus and Pro users starting today. The remaining features for Free and Go users will roll out throughout the week, with unlimited text chats and the new Think button becoming available next week.

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