DBRS Morningstar Confirms Cyprus ‘A’ Credit Rating With Stable Outlook

by THEFUTURE.TEAM

March 16, 2026

Confirmed Credit Rating Amid Economic Resilience

DBRS Morningstar reaffirmed the sovereign credit rating of the Republic of Cyprus at A with a stable outlook. The agency cited the country’s fiscal performance and economic growth outlook. The rating report notes that Cyprus’s real GDP is projected to grow by about 3.8% in 2025. Domestic demand and service exports are expected to support economic activity.

Regional Uncertainty And Its Impact

DBRS Morningstar said regional developments remain a potential risk for the Cypriot economy. The agency noted that rising tensions in the Middle East could affect economic activity in the region. Tourism, a key sector of the Cypriot economy, could be affected if instability continues. Higher global energy prices could also reduce household purchasing power and affect consumption.

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Fiscal Strength And Institutional Reliability

The report highlights Cyprus’s recent fiscal performance. The government has recorded budget surpluses in recent years while public debt has continued to decline. DBRS Morningstar expects government debt to fall below 60% of GDP by 2025. The agency also noted the stability of the banking sector and Cyprus’s institutional framework as an EU member state. However, the report also highlighted structural challenges. These include the small size of the economy, reliance on services, low labour productivity and a current account deficit.

Leadership Confidence In Strategic Economic Policy

Key figures have lent their voices to the nation’s economic credibility. President Nikos Christodoulides underscored that maintaining the A rating amid multifaceted regional challenges is a robust vote of confidence in Cyprus’s economy. Finance Minister Makis Keravnos further emphasized that the nation’s substantial fiscal reserves and proactive economic planning provide a strong buffer against potential external shocks. This strategic outlook is expected to guide Cyprus in leveraging emerging opportunities while managing risks in an uncertain global landscape.

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Meta’s Muse Is Outpacing ChatGPT In Early Mobile Adoption, New Data Suggests

by THEFUTURE.TEAM

September 22, 2026

Meta’s new AI app, Muse, may be emerging as one of the company’s strongest consumer launches to date. Fresh estimates from market intelligence firm Apptopia suggest the app has outperformed ChatGPT in early mobile traction, at least in the U.S. and Canada.

According to Apptopia, Muse recorded more downloads in its first 12 days on the market than ChatGPT did during the comparable period after its mobile debut. The comparison, limited to the U.S. and Canada, puts Muse’s iOS downloads at 1.8 million versus 1.3 million for ChatGPT over the same initial window.

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A Strong Early Start Across Platforms

In total, Muse has reached 2.8 million global installs in its first 12 days, according to the firm. The app’s momentum also appears to be holding. After debuting at No. 2 on the U.S. App Store, Muse has since climbed to No. 1, surpassing ChatGPT, according to reporting from Business Insider. Appfigures had previously estimated that Muse crossed 1 million downloads shortly after launch.

That early rise matters because app-store performance in the first days after launch often signals whether a product can sustain consumer attention beyond initial curiosity. In Meta’s case, the data suggests Muse is not simply benefiting from novelty; it is gaining ground quickly enough to challenge the category leader.

Daily Users Show Similar Momentum

Apptopia’s estimates point to another favorable comparison for Meta: daily usage. In the U.S. alone, Muse is said to have 642,000 daily active users, well above the 231,000 ChatGPT had at the same stage of its mobile rollout.

To make the comparison fairer, Apptopia also narrowed the analysis to iOS only, since ChatGPT launched on iPhone before expanding more broadly. Even under that tighter lens, Muse still comes out ahead, with 359,000 daily active users on iOS compared with ChatGPT’s earlier figure.

Why Meta Has An Advantage

Third-party estimates are not the same as internal company data, and Apptopia cannot see Meta’s proprietary numbers. Still, even directional data suggests Muse may be on track to become a meaningful consumer product for Meta.

That possibility is strengthened by Meta’s distribution advantage. The company has already demonstrated how powerful its ecosystem can be with Threads, which surpassed 500 million users after heavy promotion across Instagram and Facebook. Muse is likely to receive a similar boost, especially because it can connect across Facebook, Instagram, and WhatsApp.

Apptopia does not track Meta’s internal promotion strategy, but its data indicates that more than 95% of Muse users are also Facebook users, while 63% are Instagram users. That overlap underscores how effectively Meta can move users across its products when it chooses to prioritize a launch.

The Strategic Test For Meta

For Meta, the early signal from Muse is less about one app’s download count than about whether the company can turn its scale into durable AI adoption. The first test is attention. The harder one is retention.

If Muse can convert early downloads into habitual use, Meta may have found a new front door into its AI ambitions. If not, the app risks becoming another example of how easily mobile hype can spike before settling back down.

Meta, which was asked for comment, has not yet released public figures on Muse’s early adoption.

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