Cyprus Sees Robust Household Asset Growth Amid Debt Decline

Cyprus is demonstrating a notable shift in its economic landscape as household financial assets soar to €65.1 billion by the end of December 2025, while household debt contracts to 54% of GDP. These figures, released by the Central Bank of Cyprus, underscore a significant trend toward deleveraging and diversified savings among Cypriots.

Household Financial Assets: A Closer Look

The report highlights a strategic distribution of household investments. Approximately 53% of these assets are maintained in cash, deposits, and loans, with the remaining balance allocated to shares (26%), debt securities (3%), and other financial instruments (17%). This diversified portfolio allocation reflects cautious optimism among households, balancing liquidity with long-term growth prospects.

Follow THE FUTURE on LinkedIn, Facebook, Instagram, X and Telegram

Corporate Sector Developments

Non-financial companies held €78.4 billion in financial assets. Their portfolios included 23% in cash and deposits, 6% in loans, 0.6% in debt securities, 38% in shares, and 32% in other financial instruments. Corporate debt amounted to €39.2 billion, equivalent to 107% of GDP. Compared with 2016, the debt-to-GDP ratio has declined by 99%, reflecting a continued adjustment in corporate balance sheets.

Insurance, Investment, And Pension Funds

Insurance companies held €6.2 billion in financial assets, while investment organisations managed €7.4 billion and pension funds €4.9 billion. In the insurance sector, equities accounted for 45% of assets and bonds for 28%. Investment organisations allocated 80% of assets to equities, while pension funds held 57% in equities alongside other instruments.

Long-Term Trends And Economic Implications

Since December 2016, household debt relative to GDP has decreased by 64%, while corporate debt ratios have declined by 99%. These changes indicate a shift in financial positions across households and companies, with adjustments in both asset allocation and borrowing levels.

As policymakers and industry leaders scrutinize these trends, the ongoing recalibration of asset and debt levels suggests a resilient economic framework poised for sustainable growth in the coming years.

The Future Forbes Realty Global Properties

Cyprus Ranks Among EU Leaders In Tertiary-Educated ICT Workforce

by THEFUTURE.TEAM

May 25, 2026

High Educational Attainment Sets Cyprus Apart

Recent data from Eurostat showed that Cyprus is expected to rank among the leading European countries for tertiary-educated ICT professionals in 2025. According to the figures, 96.4% of ICT professionals in Cyprus are projected to hold tertiary education qualifications, placing the country among the highest-ranked members of the European Union.

Gender Disparity Remains A Critical Challenge

Despite the high level of educational attainment, the ICT workforce in Cyprus continues to show a significant gender imbalance. Men are projected to account for 85.1% of ICT employees in 2025, while women are expected to represent 14.9% of the sector. In 2024, the split stood at 70.9% for men and 29.1% for women. The figures highlighted a widening gender gap within the country’s ICT workforce.

Follow THE FUTURE on LinkedIn, Facebook, Instagram, X and Telegram

European Union Trends And Comparative Analysis

Across the European Union, the number of ICT professionals is projected to increase to 3.4 million in 2025 from 3.2 million in 2024, representing annual growth of 5.1%. Men are expected to account for 83.4% of ICT employment across the bloc, equivalent to approximately 2.8 million workers, while women are projected to represent 16.6%.

National Performance Variability In Gender Representation

Countries within the EU show a varied landscape: the highest percentages of male ICT professionals are reported in the Czech Republic (92.9%), Slovenia (89.1%), Latvia (89.0%), Lithuania (88.9%), and Slovakia (88.4%). On the contrary, nations such as Denmark (30.0%), Sweden (29.8%), Romania (28.6%), Bulgaria (25.6%), and Croatia (25.2%) lead in female participation in the ICT arena.

Educational Background Across The European ICT Sector

Eurostat data also showed that most ICT professionals across the EU hold tertiary education qualifications. By 2025, 74.8% of ICT workers in the bloc are projected to have university-level education, while 25.2% are expected to hold secondary or post-secondary qualifications. Denmark recorded the highest share of tertiary-educated ICT professionals at 97.7%, followed by France at 96.6% and Cyprus at 96.4%. Other countries with high levels of tertiary-educated ICT workers included Ireland at 92.3%, Bulgaria at 91.1%, and Croatia at 90.9%. At the lower end of the ranking, Italy recorded 69.2%, while Portugal stood at 58.8%.

Conclusion

The data perfectly encapsulates the dual narrative in the ICT sector: while countries like Cyprus and Denmark achieve remarkable educational standards among ICT workers, persistent gender disparities remind us that diversity remains an ongoing challenge. As the ICT landscape continues to evolve, strategic policy formation and corporate governance will be pivotal in balancing excellence with inclusivity.

Breaking news