Breaking news

Cyprus Achieves 55% Household Debt-to-GDP Ratio Amid Robust Economic Growth

by THEFUTURE.TEAM

October 31, 2025

Economic Resilience And Debt Management

The Central Bank of Cyprus reported a notable decline in both household and corporate debt levels in the second quarter of 2025. Reflecting a period of bolstered economic growth and enhanced balance sheet strength, household debt has now reached €19.70 billion, or 55% of GDP—a slight improvement over the previous quarter driven by rising GDP figures.

Household And Corporate Deleveraging

Since December 2016, the country has witnessed a marked easing in its debt burdens. The household debt-to-GDP ratio has fallen sharply by approximately 62%, signaling a steady deleveraging trend. Similarly, non-financial corporations, with debt amounting to €40 billion or 112% of GDP, have achieved a reduction of 94% in their debt ratio within the same period. These developments underscore the effectiveness of Cyprus’ strategies in private sector balance sheet repair.

Follow THE FUTURE on LinkedIn, Facebook, Instagram, X and Telegram

Diversified Portfolio And Asset Composition

The CBC’s report further detailed the composition of financial assets across various sectors. Households now hold total financial assets of €62.80 billion, distributed across cash, deposits, loans (54%), shares (25%), debt securities (3%), and other financial instruments (18%). In the corporate sector, non-financial companies maintain €74.30 billion in assets, with notable allocations in shares (41%) and other financial assets (32%), along with cash, deposits, loans, and a minor portion in debt securities.

Sector Specific Financial Health

The financial positions of key market sectors also received detailed examination. Insurance companies, investment funds, and pension funds held assets amounting to €5.80 billion, €7.10 billion, and €4.80 billion, respectively. Each sector showcased a distinct distribution of assets—with insurance firms leaning towards shares and debt securities, investment funds heavily weighted in shares, and pension funds maintaining a balanced mix, indicative of a nuanced and robust financial strategy within the Cypriot market.

Conclusion

Cyprus’ recent progress in reducing household and corporate debt ratios reflects a broader commitment to economic stability and financial reform. As the country continues on its path of deleveraging and strengthening private balance sheets, it sets a compelling example of fiscal discipline and strategic economic management in a challenging global environment.

The Future Forbes Realty Global Properties

Women Accounted For More Than Half Of Scientists In 10 EU Regions

by THEFUTURE.TEAM

November 10, 2026

In Portugal’s Continente region, 265,100 women worked as scientists and engineers in 2025, representing 46% of the total workforce in these occupations.

Across the EU, women made up more than half of all scientists and engineers in 10 regions. Four were located in Spain, two in Portugal and one in Greece. The remaining regions were Poland’s Makroregion centralny, Sweden’s northernmost region and France’s outermost regions.

Follow THE FUTURE on LinkedIn, Facebook, Instagram, X and Telegram

Most of these areas had relatively small numbers of scientists and engineers overall. Spain’s Noreste region was the largest, with 102,700 women in these occupations, accounting for 51% of its total workforce.

Women’s Representation Varies Across Europe

The figures highlight considerable regional differences in both the number of women working in science and engineering and their share of the overall workforce.

Cyprus remains below the EU average, with women accounting for 37.8% of scientists and engineers. However, this share is broadly comparable to that of Île-de-France, one of Europe’s largest centres of scientific and engineering employment.