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Alpha Bank Closes 2025 With €943M In Net Profits And Unyielding Growth

by THEFUTURE.TEAM

February 27, 2026

Decisive Year For Strategic Transformation

Alpha Bank has reported net profits of €943.3 million for 2025, capping a period marked by strategic transformation and robust financial execution. As part of this decisive year, the bank announced a €519 million dividend distribution to shareholders, underscoring both immediate financial success and long‐term growth potential.

Executing A Bold Three-Year Plan

CEO Vassilis Psaltis said 2025 marked the completion of the bank’s three-year strategy, during which Alpha Bank met or exceeded key operational and financial targets. The period included acquisitions such as AstroBank, which expanded the bank’s regional presence and supported diversification across business segments.

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Strong Financial And Operational Metrics

In the fourth quarter, net interest income reached €413.3 million, up 3% quarter over quarter. On an annual basis, net interest income declined 2%, reflecting lower lending margins despite higher loan volumes. The bank reported a return on tangible equity of 13.1% based on adjusted profit, adjusted earnings per share of €0.36 for the quarter, and a fully loaded CET1 ratio of 15%.

Accelerated Loan Disbursements And Credit Growth

New loan disbursements in Greece reached €4.2 billion in the fourth quarter, representing a 40% increase from the previous quarter and a 4% rise year over year. Quarterly net credit expansion totaled €1.3 billion, driven mainly by business lending, while annual net credit growth reached €3.5 billion. Management said commercial lending activity remained strong despite elevated repayment levels.

Diversification And Enhanced Revenue Streams

Customer funds increased 11.5% year over year, supported by an 8% rise in deposits, or 4% excluding AstroBank’s contribution. Assets under management also expanded, with equities and mutual funds rising 28% annually. Deposits grew by €4.1 billion, including €2.2 billion linked to the AstroBank acquisition. Net fee income increased 19% and represented 23% of total revenues, reflecting growth in transaction banking and asset management services.

Stable Asset Quality And Forward Outlook

The non-performing exposure ratio stood at 3.6%, while the cost of credit risk was 58 basis points in the fourth quarter. The CET1 ratio remained stable at 15%, supported by organic profitability. Management said the bank expects continued growth opportunities in its core markets and highlighted ongoing cooperation with UniCredit in advisory and investment banking services.

A Future Anchored In Disciplined Execution

Looking ahead, Alpha Bank plans to present updated strategic targets at its Investor Day scheduled for the second quarter of 2026. The bank said it enters 2026 with strengthened capital, expanded regional operations, and a continued focus on disciplined execution and shareholder returns.

The Future Forbes Realty Global Properties

Palantir Surges Amid Geopolitical Turmoil And Market Volatility

Market Resilience Amid Global Uncertainty

Shares of Palantir Technologies rose about 15% during the week following the U.S. attack on Iran, outperforming the broader technology market. Over the same period, the Nasdaq declined 1.2%, reflecting weaker performance among companies such as Apple, Google and Micron.

Government Ties And Strategic Defense Contracts

Investors have increasingly focused on companies with exposure to government spending amid geopolitical tensions and market volatility. Around 60% of Palantir’s revenue comes from U.S. government contracts. The company has expanded work with military and intelligence agencies, including projects linked to the Army’s Maven Smart System program. Analysts at Rosenblatt maintained a buy rating on the stock and raised their price target to $200 from $150, citing expectations of continued demand for defense-related data platforms.

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Complexities In Artificial Intelligence Collaborations

Palantir’s collaboration with artificial intelligence company Anthropic has also drawn attention. The U.S. government recently designated Anthropic as a supply-chain risk, a decision later challenged by CEO Dario Amodei.

Despite that designation, cloud providers including Amazon, Microsoft and Google continue to support Anthropic’s AI products for commercial use. Palantir and Amazon Web Services have also worked on integrating Anthropic’s Claude models into certain defense and intelligence applications.

Sector Rebound And Industry Trends

The broader software sector recorded gains during the week. The iShares Expanded Tech-Software Sector ETF increased by about 8% as markets adjusted following earlier declines linked to concerns about the pace of artificial intelligence adoption. Companies including CrowdStrike, ServiceNow and AppLovin also posted weekly gains of more than 15%.

Looking Ahead

Analysts at Piper Sandler noted that Palantir’s model-agnostic approach could support the integration of multiple artificial intelligence systems over time. Continued demand from government and defense clients remains a key factor in the company’s growth outlook.