The fintech industry continues to attract massive investments, with several companies securing billions to drive innovation across digital banking, payments, and blockchain technologies. These five companies from Forbes’ 2025 Fintech 50 list have raised the most funding, and all are U.S.-based:
1. Chime
- Funding: $2.3 billion
- Notable Investors: Sequoia Capital, DST Global, Menlo Ventures
- Founded: 2012
- Cofounders: Chris Britt and Ryan King
- Category: Personal Finance
Chime is the largest digital bank in the U.S., offering fee-free checking accounts and no overdraft charges. With over seven million monthly users, Chime continues to innovate with services like MyPay, allowing users to access up to $500 of their earned wages before payday. The company also acquired fintech startup Salt Labs in 2024, expanding its offerings directly to employers.
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2. Stripe
- Funding: $2.2 billion
- Notable Investors: Sequoia, General Catalyst, Founders Fund, Thrive
- Founded: 2009
- Cofounders: Patrick Collison and John Collison
- Category: Payments
Stripe powers online payments for businesses, serving clients such as Nvidia, OpenAI, and Pepsi. In 2024, its subscription-billing product surpassed 300,000 business customers. Stripe’s acquisitions, including the $1.1 billion purchase of Bridge for cryptocurrency-based stablecoin infrastructure, signal its continued growth. During Black Friday and Cyber Monday 2024, Stripe processed over $31 billion in transactions, a significant increase from the previous year.
3. Navan
- Funding: $1.55 billion
- Notable Investors: Andreessen Horowitz, Greenoaks, Lightspeed
- Founded: 2015
- Cofounders: Ariel Cohen and Ilan Twig
- Category: Business-to-Business Banking
Navan offers a corporate card and an expense management app that reimburses business travel expenses within 24 to 48 hours. Its clients include major companies like Unilever, OpenAI, Heineken, Adobe, Netflix, and Zoom. The company has expanded globally through acquisitions such as the purchase of Green Mackay and Contravo.
4. Ramp
- Funding: $1.2 billion
- Notable Investors: Founders Fund, D1 Capital Partners, Coatue
- Founded: 2019
- Cofounders: Eric Glyman, Karim Atiyeh, and Gene Lee
- Category: Business-to-Business Banking
Ramp’s corporate credit card offers up to 1.5% cash back on purchases and includes a financial operations platform that uses machine learning to identify wasteful spending. In 2025, Ramp launched Ramp Treasury to help customers store operating cash, maximize earnings, and streamline bill payments. The company has grown its client base to 30,000 in 2024, with high-profile customers like Shopify and Virgin Voyages.
5. Fireblocks
- Funding: $1 billion
- Notable Investors: Spark Capital, Cyberstarts, Coatue
- Founded: 2018
- Cofounders: Michael Shaulov, Pavel Berengoltz, and Idan Ofrat
- Category: Blockchain & Cryptocurrencies
Fireblocks provides secure cryptocurrency custody solutions for institutions, including Worldpay, Revolut, and BNY Mellon. The company has facilitated over $6 trillion in trades. Despite generating $124 million in revenue, Fireblocks remains unprofitable as it continues to heavily invest in expanding its digital asset offerings.
These companies are at the forefront of fintech innovation, with a strong focus on reshaping the digital finance landscape.
