Cyprus Banks Maintain Steady Lending Criteria Amid Stable Demand

by THEFUTURE.TEAM

November 28, 2025

Cyprus banks have upheld their lending standards in the third quarter of 2025, with unchanged terms for both businesses and households, according to the latest Bank Lending Survey (BLS) conducted by the Central Bank of Cyprus. This consistent approach reflects a broader stability in the financial sector amid an evolving economic landscape.

Steady Loan Supply and Stable Terms

The survey highlights a steadfast adherence to established lending criteria across all client categories. Whether for business ventures or household financing, the criteria for granting loans remain consistent with previous quarters. This stability extends to specific terms for new business loans, where a slight decline in interest rates and banking margins can be observed. These adjustments, attributed to heightened competition and a more favorable economic risk profile, underscore the evolving market dynamics.

Follow THE FUTURE on LinkedIn, Facebook, Instagram, X and Telegram

Anticipated Uptick in Loan Demand

Despite the stable supply side, banks anticipate a rise in net loan demand in the upcoming fourth quarter. Both businesses and households are expected to seek additional credit for various purposes, including housing, consumer needs, and other credit facilities. This forecast suggests that while the lending criteria remain unchanged, consumer confidence and economic activity might drive higher demand for credit.

Neutral Impact Across Lending Categories

The overall analysis from the CBC confirms that all underlying factors influencing lending standards – for business, housing, consumer, and other loans – have had a neutral impact over the period reviewed. This balanced stance in both loan supply and demand points toward a sustained continuity in the banking sector’s approach to credit risk and market competition.

As Cyprus navigates through a complex economic environment, these measured adjustments and stable lending practices provide a resilient foundation for future growth and investment.

The Future Forbes Realty Global Properties

Rolls-Royce Raises Guidance As Defense And Power Systems Drive Growth

by THEFUTURE.TEAM

July 30, 2026

Rolls-Royce raised its full-year profit and cash flow guidance after reporting stronger-than-expected first-half results, supported by growth across its civil aerospace, defense and power systems businesses.

Underlying operating profit rose 46% year on year to £2.5 billion ($3.3 billion) in the first six months of 2026, while revenue increased more than 24% to £11.3 billion.

Follow THE FUTURE on LinkedIn, Facebook, Instagram, X and Telegram

The company now expects full-year underlying operating profit of £4.7 billion to £4.9 billion, up from previous guidance of £4 billion to £4.2 billion. It also raised its free cash flow forecast to £3.8 billion to £4 billion, compared with £3.6 billion to £3.8 billion previously.

Shares rose as much as 6% in early trading before paring gains to trade about 4% higher.

Data Center Demand Supports Power Systems

Chief Financial Officer Helen McCabe told CNBC that orders in Rolls-Royce’s data center power business increased by more than 50% in the first half as operators invested in backup and on-site power systems.

The company has benefited from growing demand for power infrastructure as data center operators expand capacity.

Defense Spending Provides Additional Support

McCabe also said Rolls-Royce expects to benefit from higher defense spending in the U.K. and across NATO countries. She cited the U.K.’s long-term defense investment plan, which provides funding visibility through 2030 and beyond.

“We’ve had very positive initial conversations with the new government,” McCabe said, adding that the company supports its focus on growth, defense and industrial manufacturing.

Turnaround Continues

Chief Executive Tufan Erginbilgic said the company’s transformation strategy continued to deliver results. “Our transformation continues to deliver,” he said in a statement. “We have unlocked new growth opportunities across the Group.”

Breaking news